For 2025, the USDA loan limit in Closter, within Bergen county, NJ is $0, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, and determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program to suit your financial needs in .
2025 Loan Limits and Downpayment Requirements in Closter, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Programs in Closter, NJ
At Lendersa®, our aim is to swiftly provide you with the best possible USDA or FHA loan, free of hassle. Choose from three starting options that connect you with lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
Our experienced Mortgage Team.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
Shamrock Bank is a full service, employee-owned, community bank serving Oklahoma & north Texas communities.
Our mission is to create an outstanding banking experience for our communities by nurturing an effective employee ownership culture.
Visit www.shamrockbank.com for our hours and addresses to our 8 current locations in Coalgate, Dura
HGE Credit Union was chartered in 1945 as Hutchinson Municipal Employees Credit Union. Originally, only city employees were eligible to become members. Tom Tomlin, firefighter at Fire Station #1 kept CU papers in a cigar box. The charter gives the address as 18-22 East Avenue B, which was the police department and Fire Station #1.
Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.
First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.
