USDA Vs. FHA Pro and Con comparison in Closter, Bergen County, NJ
For 2025, the USDA loan limit in Closter, within Bergen county, NJ is $0, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates, and determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your choice of the best program to suit your financial needs in .
2025 Loan Limits and Downpayment Requirements in Closter, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Programs in Closter, NJ
At Lendersa®, our aim is to swiftly provide you with the best possible USDA or FHA loan, free of hassle. Choose from three starting options that connect you with lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.
35871 Mound Road, Ste. 201, Sterling Heights, MI, 48310
Discover Sistar Mortgage, a premier mortgage company in Michigan dedicated to securing your future. Our expert team provides a comprehensive range of mortgage products, ensuring personalized support from pre-qualification to loan verification. With Sistar Mortgage, experience a seamless and transparent journey to homeownership. Contact us at 1 888-
We have been locally owned and operated since 1964. We are committed to providing our customers with great service. We offer outstanding financial products for our customers such as online banking and mobile banking with mobile capture. We are conveniently located, with locations in Logan, Man, Chapmanville, Harts and the Fountain Place Mall. Our s
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
