USDA and FHA Pro and Con in Oradell, Bergen County, NJ

In 2025, the USDA loan limit is $0 in Oradell, within Bergen county, NJ, while the FHA limit for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Identify the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the program best suited for your unique financial situation in .

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2025 Loan Limits and Downpayment Requirements in Oradell, Bergen, NJ

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Oradell, NJ

The Lendersa® goal is to connect you with the best possible USDA or FHA loans fast and hassle-free. Choose one of three starting points that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, endorsed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is only accessible in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • M.C. Real Estate Corp
  • 4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
  • Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
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  • Matadors Community Credit Union (MCCU) is a full-service financial institution with a single focus: your financial success! We offer a great range of choices for the services you want in a friendly environment that places your needs first. MCCU has helped members with their finances since we were founded in 1963.
  • Metro Valley Mortgage and Realty
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  • Merit Real Estate, Inc. is a full service residential and commercial real estate sales, investment, and property management company that has been serving the South Bay for over 20 years. Whether you are in the market for the first time or are an experienced buyer and seller, our professional licensed experts will provide you