USDA Loan Vs. FHA loan pro & con Oradell, Bergen County, NJ

In 2025, the USDA loan limit is $0 in Oradell, within Bergen county, NJ, while the FHA limit for a single-family house is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Identify the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the program best suited for your unique financial situation in .

Exploring USDA and FHA Loan Options in Oradell, NJ

The Lendersa® goal is to connect you with the best possible USDA or FHA loans fast and hassle-free. Choose one of three starting points that align you with matching lenders and USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan, endorsed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is only accessible in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(424) 254-1989 Lender's profile and map Reviews SoCalReverse 110 Civic Center Dr, Suite 204, Vista, CA, 92084 SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement
(760) 622-4226 Lender's profile and map Reviews A Vision Property Services\| Home Loans \| Home Purchase and Sales 28812 Vista Valley Dr, Vista, CA, 92084 A Vision Property Services\| Home Loans \| Home Purchase and Sales Mortgage lending, home purchases and home sales. Contact me for no cost loans --- or best rate loans! You choose! Specializing in VA, FHA, Conventional, Jumbo and Purchase loans Lori Flannery is the President & Owner mortgage company
(760) 803-0305 Lender's profile and map Reviews Equity 1 Lenders Network Inc. 2836 Felicia Way, Vista, CA, 92084 We are committed to providing superior service, from assisting in selecting the right lending option for your needs to closing loans on time, every time. Equity 1’s exemplary service is appreciated by our loyal clients. These relationships are built on trust, communication and excellent follow-through.
(760) 806-3330 Lender's profile and map Reviews Loanstar Financial Corporation 138 Civic Center Drive, Suite 208, Vista, CA, 92084 Our only mission is to serve our customers with honesty and integrity. Our goal is to provide home loans and financial solutions to our clients while providing them with the lowest possible interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome roadblocks that can arise while securing a loan.
(619) 504-9983 Lender's profile and map Reviews Your Darling Lender 10444 Timberlane Way, Santee, CA, 92071 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 644-8344 Lender's profile and map Reviews Casa Financial Services, Inc 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071 Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
(619) 579-0941 Lender's profile and map Reviews Employees Choice Federal Credit Union 266 S Magnolia Ave, El Cajon, CA, 92020 On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
6195049983 Lender's profile and map Reviews Your Darling Lender 681 Kenney St, El Cajon, CA, 92020 We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
6192792522 Lender's profile and map Reviews D & D Capital Solutions LLC 681 Kenney St, El Cajon, CA, 92020 There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
(619) 444-9993 Lender's profile and map Reviews First Finance Lending 846 E. Washington Ave, El Cajon, CA, 92020 First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
(619) 940-4740 Lender's profile and map Reviews Team Zara Home Loans 250 E Chase Ave, Suite 106, El Cajon, CA, 92020 Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.