USDA Vs. FHA your options comparison in Holiday-City-Berkeley, Ocean County, NJ
For 2025, the USDA loan limit in Holiday-City-Berkeley, within Ocean county, NJ, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the qualifying income, credit, reserves, and necessary documents. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist you in identifying the most suitable program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Holiday-City-Berkeley, Ocean, NJ
Loan Type
Loan Cap
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Holiday-City-Berkeley, NJ
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without difficulty. Begin by selecting one of three methods to connect with matching lenders and ideal USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture and is specifically tailored for rural areas. Commonly referred to as a USDA rural development loan, it contrasts with FHA loans, which require a minimum down payment of 3.5%, by requiring no down payment.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
