USDA and FHA Pro and Con in Holiday-City-Berkeley, Ocean County, NJ
For 2025, the USDA loan limit in Holiday-City-Berkeley, within Ocean county, NJ, is set at $657,900, whereas the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the qualifying income, credit, reserves, and necessary documents. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist you in identifying the most suitable program for your unique financial situation in .
2025 Loan Limits and Down Payment Requirements in Holiday-City-Berkeley, Ocean, NJ
Loan Type
Loan Cap
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Holiday-City-Berkeley, NJ
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without difficulty. Begin by selecting one of three methods to connect with matching lenders and ideal USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture and is specifically tailored for rural areas. Commonly referred to as a USDA rural development loan, it contrasts with FHA loans, which require a minimum down payment of 3.5%, by requiring no down payment.
In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
