USDA Vs. FHA Pro and Con comparison in South-Toms-River, Ocean County, NJ
For 2025, the USDA loan limit in South-Toms-River, located within Ocean county, NJ, stands at $657,900. Conversely, the FHA cap for a single-family residence is $822,375.
Leverage the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. This tool helps you ascertain the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans in parallel, aiding in selecting the most fitting program for your financial requirements in .
2025 loan ceilings and down payment needs in South-Toms-River, Ocean county, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan options in South-Toms-River, NJ
The primary objective of Lendersa® is to secure you the best USDA or FHA loan rapidly and with ease. Choose one of three initiation methods leading to lender matches and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, often called the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages require no down payment at all.
SJ&B Mortgage is located in Mission Viejo, California. We pride oursellves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan.
27201 Puerta Real, Suite 300, Mission Viejo, CA, 92691
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
26522 La Alameda, Suite 395, Mission Viejo, CA, 92691
Accelerated Funding Government Loans Inc founded in 1985 California and Nevada Home Loans and also Accelerated Funding offers FHA, VA, and Conventional Fixed and Adjustable Rate Loans for Purchase and Refinance transactions.FHA, VA, and Conventional Fixed and Adjustable Rate Loans.
26381 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999
Cash Saver Loans - is a direct mortgage lender based in California. We are committed to providing the best possible mortgage solutions for your home purchasing and refinancing needs. Dealing with a direct lender, you can by-pass a broker and the broker-related fees they charge. We also process our loans in-house thereby avoiding 3rd party.
27758 Santa Margarita Pkwy, Suite 202, Mission Viejo, CA, 92691
Performance-driven, entrepreneurial executive with proven track-record of accelerating growth and profitability in the lending and real estate industry. Launched two successful mortgage and real estate companies, adopting to volatile market conditions while maintaining high profitability. Specialist in identifying
27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1st Veteran Mortgage Inc is the right choice for your full-service real estate financing needs. Our services range from residential, commercial mortgage, realty services and financial consulting. We pride ourselves on truly encompassing what it means to be a full-service mortgage brokerage.
Virtue Loan Center Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
