USDA Loan Vs. FHA loan for Pine-Lake-Park, NJ [Ocean County Rates 2023]

In 2025, USDA loan limit in Pine-Lake-Park, county of Ocean, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Pine-Lake-Park, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 238-2245 1152 miles Lender's profile and map Reviews i3 Bank 12212 North 156th Street, Bennington, NE, 68007 i3 Bank began in February 1928 by father and son, Charles F. Roe and Harold E. Roe. In 1971, Harold's son, Jerry E. Roe, became president of the i3 Bank. Jerry's daughter, Leslie R. Andersen, succeeded her father as president in 1994. This ninety-one year old bank is being managed by a member of the 4th generation of the founding family where profe
(225) 744-3541 1152 miles Lender's profile and map Reviews Gulf Mortgage Group, LLC 38034 Post Office Road, Suite A, Prairieville, LA, 70769 Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(620) 784-5311 1152 miles Lender's profile and map Reviews Labette Bank PO Box 497, Altamont, KS, 67330 Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas. Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
(218) 385-2300 1152 miles Lender's profile and map Reviews Farmers & Merchants State Bank of New York Mills, Incorporated 11 Walker Avenue North Otter Tail, New York Mills, MN, 56567 Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers
(620) 468-2555 1152 miles Lender's profile and map Reviews The Piqua State Bank 1356 Xylan Road, Piqua, KS, 66761 The Piqua State Bank was organized in 1910 by L. C. Neimann. During that same year the Farmers State Bank was opened in Piqua by George Wille. In 1914, the Wille family purchased the Piqua State Bank and merged the two banks under the name of the Piqua State Bank. John Wille, George Wille’s son, owned and managed the bank for the next 50 years.
(800) 318-8997 1152 miles Lender's profile and map Reviews Landmark National Bank 1741 N Washington, Auburn, KS, 66402 Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
(225) 869-9762 1153 miles Lender's profile and map Reviews River Region Federal Credit Union 1625 Lutcher Avenue, Lutcher, LA, 70071 River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(320) 769-2908 1153 miles Lender's profile and map Reviews Dawson Co-op Credit Union 711 6th Street, Dawson, MN, 56232 Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.
(712) 722-0100 1154 miles Lender's profile and map Reviews Peoples Bank 1701 S Main Ave, Sioux Center, IA, 51250 Peoples Bank is a locally owned, full service community bank that serves Northwest Iowa and Southwest Minnesota. With offices in Rock Valley, Lester, Sioux Center, Akron, Sheldon, Hawarden, Hinton, Sioux City, IA, and Jasper, MN, we are equipped to serve our customers in their very own community.
(712) 722-4846 1154 miles Lender's profile and map Reviews American State Bank 525 N Main Ave, Sioux Center, IA, 51250 At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.