FHA Vs. USDA loan program for Pine-Lake-Park, Ocean County, New Jersey

In 2025, the USDA loan limit for Pine-Lake-Park in the county of Ocean, NJ, is $657,900, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare USDA and FHA rates for today. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows viewing USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .

USDA and FHA Loan Options in Pine-Lake-Park, NJ

The goal of Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan is guaranteed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, and is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

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(801) 871-3739 Lender's profile and map Reviews VA Help Center, LLC 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058 "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."
(801) 764-0111 Lender's profile and map Reviews Security Home Mortgage 576 State St, Orem, UT, 84058 Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
(435) 565-1768 Lender's profile and map Reviews Private Money Utah 560 S State Street F-1C, Orem, UT, 84058 We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans. We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.
(385) 347-5950 Lender's profile and map Reviews Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
(801) 595-7000 Lender's profile and map Reviews Continental Bank 15 West South Temple, Suite 420, Salt Lake City, UT, 84101 Continental Bank is a privately owned FDIC insured commercial bank founded in 2003 and headquartered in Salt Lake City, Utah. We specialize in commercial equipment financing for small and medium-sized businesses nationwide and are known both for our willingness to listen to our customers’ needs, and ability to fund their deals quickly.
(888) 390-1220 Lender's profile and map Reviews EnerBank USA 650 S Main Street, Suite 1000, Salt Lake City, UT, 84101 EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products
(573) 246-7087 Lender's profile and map Reviews Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
(801) 466-9886 Lender's profile and map Reviews American Title Loans 3355 S State St, Salt Lake City, UT, 84115 At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
(801) 487-1692 Lender's profile and map Reviews TransWest Credit Union 37 West 1700 South, Salt Lake City, UT, 84115 TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
(801) 483-8396 Lender's profile and map Reviews Tanner Employees Credit Union 1865 S Main Street, Suite 2, Salt Lake City, UT, 84115 Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit. From the beginning our credit union philosophy was “people helping people”, and remains the same today.