USDA Vs. FHA your options comparison in Hopatcong, Sussex County, NJ
In 2026, if you reside in Hopatcong, within Sussex county, NJ, the USDA loan limit is $776,600, while for a single-family home, the FHA loan limit is $1,089,300.
For a detailed comparison of today's USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you evaluate the income, credit, reserve requirements, and documents needed to qualify. View USDA, FHA, Conforming, and VA options side-by-side with our innovative mortgage calculator. This will assist you in selecting the best program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Hopatcong, Sussex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Hopatcong, NJ
Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and with ease. Choose from three starting points that connect you with matched lenders and USDA loan opportunities.
The USDA home loan is a government-guaranteed option from the Department of Agriculture, also known as the USDA rural development loan or mortgage, limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no initial payment.
Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
The First National Bank of Johnson has built lasting relationships with our customers by understanding their goals and meeting their needs. Each day we dedicate ourselves to serving you with honesty and professionalism. We will provide you with the outstanding community banking experience you deserve.
Family Focus FCU is based out of 7310 N Plaza, Omaha, Nebraska, United States and dedicated to providing financial services to Metropolitan Utility District's former and current employees, their
We are still YOUR credit union, dedicated to serve M.U.D. employees and their family members.
Electrical Workers #22 Federal Credit Union has been open since 1956. The credit union has assets totaling $13.27 Million and provides banking services to more than 2, 000 members.
The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
Rotella Mortgage distinguishes itself from the competition with unmatched honesty, integrity and customer service. Rotella has been a trusted name in the Omaha area for over 80 years and our friendly staff has over 80 years combined experience in the mortgage industry. Our main source of business is from client and realtor referrals.
As real estate investors ourselves we understand how frustrating it can be trying to raise funds in short notice. With years of experience and hundreds of completed transactions, we know what it takes to get deals closed. The entire team at Liquid Lending Solutions is dedicated to the success of our investor clients.
The history of a bank is often the story of people; its founders, its shareholders, its employees and its customers. It is people who have made The Baxter State Bank the oldest currently operating business in Baxter Springs and Cherokee County.
In the early 1900s, though not yet a “boom” town, Baxter Springs was enjoying comfortable growth.
The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
