USDA and FHA Pro and Con in Hopatcong, Sussex County, NJ
In 2025, if you reside in Hopatcong, within Sussex county, NJ, the USDA loan limit is $776,600, while for a single-family home, the FHA loan limit is $1,089,300.
For a detailed comparison of today's USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you evaluate the income, credit, reserve requirements, and documents needed to qualify. View USDA, FHA, Conforming, and VA options side-by-side with our innovative mortgage calculator. This will assist you in selecting the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Hopatcong, Sussex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Hopatcong, NJ
Lendersa® aims to provide you with the optimal USDA or FHA loan efficiently and with ease. Choose from three starting points that connect you with matched lenders and USDA loan opportunities.
The USDA home loan is a government-guaranteed option from the Department of Agriculture, also known as the USDA rural development loan or mortgage, limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage demands no initial payment.
Tompkins Employees Federal Credit Union, Ithaca, NY, 14850
The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
