USDA Vs. FHA your options comparison in Budd-Lake, Morris County, NJ
In 2025, the USDA loan limit for Budd-Lake, located in Morris county, NJ, stands at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA vs. FHA rates available today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Budd-Lake, Morris, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Budd-Lake, NJ
The aim of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
4445 Eastgate Mall, Suite 200, San Diego, CA, 92121
American Mortgage Bank specializes in providing Residential and Commercial Banking solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.
11230 Sorrento Valley Road, Suite 160, San Diego, CA, 92121
Ocean Mortgage offer a wide range of mortgage products, separating us from big banks and direct mortgage bankers. As a wholesale mortgage broker we can offer better financing than the majority of lenders, which results in a better deal for you, our client. We specialize in residential mortgages, including purchases and refinances.
10951 Sorrento Valley Rd, Unit 2-C, San Diego, CA, 92121
The founders of Burns Financial and Investments ("Burns Financial"), Steve and Alexis Burns, have been in the real estate business for over forty years. They have been located in regions from Los Angeles to San Diego. They have also financed, marketed and developed properties in numerous areas throughout the United States.
5414 Oberlin Drive, Suite 375, San Diego, CA, 92121
Castle Mortgage Corporation is engaged in originating, pooling, securitizing, and servicing residential mortgages, with licenses in over 44 states. As a seller and servicer with Fannie Mae, Freddie Mac, and Ginnie Mae, Castle Mortgage Corporation is also servicing loans in 47states, including California and Washington.
"Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties.
We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible.
Whether it’s your first home, a vacation home, or an investment pr
9808 Scranton Road, Suite 3000, San Diego, CA, 92121
"Plaza Home Mortgage, Inc. is a privately-owned national wholesale and correspondent mortgage lender. Founded in 2000, we have built our business on relationships and our deep understanding of the needs of the TPO community.
Our Wholesale channel offers our broker clients a wide variety of product options, technology to help them present"
Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
"Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate.
We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"
11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
"First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972
Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only
