USDA Vs. FHA your options comparison in Budd-Lake, Morris County, NJ
In 2025, the USDA loan limit for Budd-Lake, located in Morris county, NJ, stands at $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA vs. FHA rates available today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Budd-Lake, Morris, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Budd-Lake, NJ
The aim of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
Our primary purposes are to meet the financial needs of our banking communities, protect and increase the value of stockholders' investments, and serve the community in financial and non-financial ways. Our bank acknowledges the interdependence of all mankind in the world and reaches out beyond local areas in times of need.
Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
Freeland State Bank is located in Freeland, MI, United States and is part of the Depository Credit Intermediation Industry. Freeland State Bank has 22 total employees across all of its locations and generates $951,000 in sales (USD). (Employees figure is modelled).
we're proud to be your hometown, independent bank.
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First Federal Savings and Loan Association of Van Wert
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First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
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Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
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1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
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County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
