USDA Loan Vs. FHA loan pro & con for Budd-Lake, Morris County, NJ

In 2025, USDA loan limit in Budd-Lake, county of Morris, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Budd-Lake, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(305) 598-9896 1092 miles Lender's profile and map Reviews Union Mortgage Investment Group, Inc. 273 Minorca Ave., Coral Gables, FL, 33134 Union has been and still is Miami’s premier mortgage lender since 2001, with offices conveniently located in Miami, Coral Gables and Coconut Grove. Through the years we've been recognized by realtors and buyers for offering exceptional customer service and stellar industry knowledge.
786-438-1414 1092 miles Lender's profile and map Reviews Florida United Lending Mortgage Company 2332 Galiano Street, 2nd Floor, Coral Gables, FL, 33134 Florida United Lending Mortgage Company mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
786-429-4900 1092 miles Lender's profile and map Reviews McGrover Funding Corporation 3812 Ponce De Leon Blvd, Miami, FL, 33134 Welcome to McGrover Funding Corporation. We are a commercial real estate mortgage banking firm providing commercial real estate lending and hard money lending nationwide. If you are in need of a commercial loan and are having issues with your banker or lender, then we may be the company you need.
(305) 228-0085 1092 miles Lender's profile and map Reviews American Fidelity Mortgage Inc 8370 West Flagler Street, Suite 145, Miami, FL, 33144 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 552-7900 1092 miles Lender's profile and map Reviews Millenium Home Mortgage 8550 W. Flagler Street, Suite 104, Miami, FL, 33144 Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
(239) 262-9900 1092 miles Lender's profile and map Reviews Naples Mortgage Company LLC 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103 (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
(239) 263-9921 1092 miles Lender's profile and map Reviews Gulf Coast Mortgage of Naples 2335 Tamiami Trl N, Naples, FL, 34103 At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
(239) 949-6424 1092 miles Lender's profile and map Reviews First Florida Home Mortgage 2500 Tamiami Trail N Suite 212, Naples, FL, 34103 "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.
(913) 756-2221 1092 miles Lender's profile and map Reviews The Farmers State Bank Of Blue Mound 205 South Fifth Street, Blue Mound, KS, 66010 The Farmers State Bank of Blue Mound was chartered in August of 1913 by 26 area men, with capital stock of $10,000.00. The men were mainly farmers, from the surrounding Kansas communities; Centerville to Bronson and Selma/Kincaid to Mound City. The initial board of directors included J. L Pettyjohn, President; Fred Bronson,
(712) 388-0505 1093 miles Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.