USDA and FHA Pro and Con in Laurel-Lake, Cumberland County, NJ
In 2025, the USDA loan limit for Laurel-Lake in Cumberland County, NJ, is $285,000 while the FHA limit is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the current top rates between USDA and FHA, and identify income, credit, reserve, and documentation requirements for qualification. Our modern mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, guiding you to choose the best program in for your specific circumstances.
2025 Loan Limits and Downpayment Requirements in Laurel-Lake, Cumberland County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Laurel-Lake, NJ
Lendersa®'s mission is to quickly secure the best USDA or FHA loan for you with ease. Choose one of three starting paths to connect with lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture — also called a USDA rural development loan or mortgage — is available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, the USDA mortgage requires zero down payment.
Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.
Our management is always available and ready should you need our assistance with any financial matters. Just give us a call, or send us a secure e-mail. Depending on the complexity of the matter at hand, there’s a good chance we can help you the same day that you call. Please do not include your account numbers.
The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
101 North Addison Street, Suite 202, Elmhurst, IL, 60126
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.
CCF does commercial real estate workouts for lenders and borrowers. We provide debt and equity relief solutions for what seem intractable situations. We have a complete “due diligence” service and employ strategies to avoid or recover from heavy OREO write-downs. With our proprietary market research model we are able to determine project.
1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.
