USDA Vs. FHA your options comparison in Maurice-River, Cumberland County, NJ

In 2026, the USDA loan limit for Maurice-River, within Cumberland County, NJ, is $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare the most competitive rates for USDA and FHA loans today. This tool helps you determine the income, credit, reserves, and necessary documents required for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial needs, particularly if you are in .

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Maurice-River, Cumberland County, NJ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Maurice-River, NJ

The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan options with minimal hassle. Choose one of three initial steps that help match you with lenders and provide access to USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in NJ

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Maurice-River Lenders

  • Millville Savings and Loan Association
  • 100 Albertson Street, Millville, NJ, 08332
  • Lends in New Jersey
  • In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per

  • Thunder Bolt Area Federal Credit Union
  • 1601 Cedar Street, Millville, NJ, 08332
  • Lends in New Jersey
  • We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.

  • Bridgeton Onized Federal Credit Union
  • 339 Main Street, Cedarville, NJ, 08311
  • Lends in New Jersey
  • Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • BREEZY MORTGAGE LLC
  • 8 Dana Ave, Ocean View, NJ, 8230
  • Lends in New Jersey
  • Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,

  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.

  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Lends in New Jersey
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.

  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • Lends in New Jersey
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.

  • Brass Financial Group
  • 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226
  • Lends in New Jersey
  • At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip

  • Atlantic City Electric Federal Credit Union
  • 5100 Harding Highway, Mays Landing, NJ, 08330
  • Lends in New Jersey
  • On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.