USDA VS FHA in Millville, Cumberland County, NJ

In 2025, the loan limit for USDA in Millville, Cumberland county, NJ is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates and find out the needed income, credit score, reserves, and necessary documentation to qualify. With our comprehensive mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans alongside one another to determine which program fits best for your financial circumstances, especially in Alabama.

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Loan limits and downpayment requirements for 2025 in Millville, Cumberland, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan varieties in Millville, NJ

Lendersa® aims to deliver the best USDA or FHA loans to you quickly and effortlessly. Choose from three starting approaches for connecting with available lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, also called a USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Designed for rural areas, this loan requires no down payment, unlike FHA loans that demand a minimum of 3.5% in down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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