USDA and FHA Pro and Con in Little-Egg-Harbor, Ocean County, NJ
For 2025, the USDA loan limit in Little-Egg-Harbor, located in Ocean county, NJ, is $657,900. The FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare the competitive interest rates of today’s USDA and FHA loans. Determine the necessary income, credit requirements, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options to help you choose the best program for your financial situation, especially in areas like .
2025 Loan Limits and Downpayment Requirements in Little-Egg-Harbor, Ocean county, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Little-Egg-Harbor, NJ
The aim of Lendersa® is to secure you the optimum USDA or FHA loan quickly and without heavy complications. Choose from three different starting points that align lenders with USDA programs for your benefit.
A USDA home loan, backed by the federal Department of Agriculture, also known as a USDA rural development loan, is accessible only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans demand no down payment, offering a significant advantage for eligible rural homeowners.
Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
Northampton Area School District Employees Credit Union
2014 Laubach Avenue, Northampton, PA, 18067
A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450
In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
