USDA Vs. FHA Pro and Con comparison in Stafford, Ocean County, NJ
For 2025, the USDA loan limit in Stafford, within Ocean county, NJ, is set at $776,600. In contrast, the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine the income, credit, reserves, and documentation necessary to qualify. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .
Loan limits and downpayment requirements for 2025 in Stafford, Ocean, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan selections in Stafford, NJ
Lendersa® is focused on securing the best USDA or FHA loans for you without hassle. Choose one of three starting options to connect with matching lenders and USDA programs.
The USDA loan, also called a Rural Development Loan or USDA Mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.
"We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.
211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
1200 Hempstead Turnpike, Franklin Square, NY, 11010
Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
"We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island.
We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
1280 Wall St. West, Suite 306, Lyndhurst, NJ, 07071
Our mission is to provide our clients with access to a variety of loans and financing options to help meet their business needs.
Our financial products offer start-ups or existing businesses access to financing that can be used for a wide-range of purposes, including working capital, expansion, purchase of inventory, supplies, machinery, equip
Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.
