USDA Vs. FHA Pro and Con comparison in Beach-Haven-West, Ocean County, NJ
For 2025, the USDA loan limit in Beach-Haven-West, within the county of Ocean in NJ, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
You can use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will also help you determine the necessary income, credit history, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program for your financial situation in .
2023 Loan Limits and Down Payment Requirements in Beach-Haven-West, County of Ocean, NJ
Loan Type
Loan Limit
Initial Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loans in Beach-Haven-West, NJ
The mission of Lendersa® is to help you quickly and easily acquire the most advantageous USDA or FHA loan. Choose one of three paths to connect with lenders and access USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require zero down payment.
Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
"Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution.
As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.
At Homes and Homes corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Montana Capital Car Title Loans has been helping consumers get ahead since 2007. We began with just one office in the San Fernando Valley, but have since expanded and opened several branches and service locations in many cities across California. Our goal is to provide you the maximum cash value with a payment plan that works for you.
We are a direct lending company and we specialize in lending out our own money. We underwrite our loans. Therefore, we move quickly to approve loans. We also work with our investors to fund all types of loans from a full doc to no tax returns or pay stub needed!!
We aim to remove the obstacles that consumers often experience when trying to borro
One of the best tools that nearly all small business owners have access to is commercial finance. Many business owners make the mistake of assuming they could never be approved. Others are too afraid of the risk of accumulating debt. In reality, these are real concerns, but they can be completely avoided with just a little bit of planning.
16633 Ventura Boulevard • Suite 700, Encino, CA, 91436
Olympia Financial has well over 30 years of professional experience. We have a team of trained and experienced consultants ready to facilitate your every question. Olympia Financial prides itself on knowledge. At Olympia Financial, delivering impeccable customer service is not just a cliché.
Custom Mortgage + Real Estate is a Nationwide Mortgage Banker and Commercial and Residential Real Estate Broker. We provide many traditional loan solution and also have unique specialized such as Stated Income loans up to 80% loan to value. Contact us to find out more 877-976-5669.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.