USDA Loan Vs. FHA loan for Beach-Haven-West, NJ 2026

For 2026, the USDA loan limit in Beach-Haven-West, within the county of Ocean in NJ, is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.

You can use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This will also help you determine the necessary income, credit history, reserves, and documentation for eligibility. Our cutting-edge mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program for your financial situation in .

USDA and FHA loans in Beach-Haven-West, NJ

The mission of Lendersa® is to help you quickly and easily acquire the most advantageous USDA or FHA loan. Choose one of three paths to connect with lenders and access USDA loan programs.

Lendersa USDA loan requests and match results

Understanding USDA Loans in NJ

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require zero down payment.

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(888) 771-7667 Lender's profile and map Reviews US Lending Corporation 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562 US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
(608) 279-1895 Lender's profile and map Reviews One Community Bank 8215 Greenway Blvd, Madison, WI, 53562 One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
(815) 225-7171 Lender's profile and map Reviews Milledgeville State Bank 451 North Main Street, Milledgeville, IL, 61051 Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
(309) 389-2551 Lender's profile and map Reviews Glasford State Bank 305 East Main Street, Glasford, IL, 61533 Glasford Bank can trace its roots back to July 15, 1900, when it opened with just two deposits. Originally known as Farmers and Traders Bank, it was located at the corner of Main and Hickory in a converted cigar factory. In 1905, the bank was relocated into a new brick building on the south side of Main Street.
(906) 485-1210 Lender's profile and map Reviews TruNorth Federal Credit Union 1419 N Second Street, Ishpeming, MI, 49849 TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(608) 798-2400 Lender's profile and map Reviews State Bank of Cross Plains 108 North Main Street, Verona, WI, 53593 State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
(608) 572-7222 Lender's profile and map Reviews Stampfli Mortgage, LLC 303 S. Main Street, Verona, WI, 53593 "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
(731) 662-7171 Lender's profile and map Reviews Citizens Bank & Trust Company TN 1359 West Main Street, Atwood, TN, 38220 Community banks have earned the trust of generations through years of service and connection. At Citizens Bank & Trust, we want to continue building that trust by empowering the people and businesses in our community to reach their financial goals. Citizens Bank & trust is the link between local bank service and big-bank convenience.
(386) 301-7965 Lender's profile and map Reviews Kessler Real Estate Financial Services Inc 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
386-401-9000 Lender's profile and map Reviews Simplicity Mortgage 411 DUNLAWTON AVENUE, Port Orange, FL, 32127 Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
386-756-8228 Lender's profile and map Reviews American Mortgage Loan Services, LLC 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127 American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.