USDA and FHA Pro and Con in Mansfield, Burlington County, NJ

For the year 2025, the USDA loan limit in Mansfield, located in Burlington county, NJ, is $381,800. Conversely, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the most favorable current USDA and FHA rates. This tool provides insight into the required income, credit status, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you simultaneously view USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which loan program in aligns best with your financial needs.

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Review 2025 Loan Limits and Downpayment Requirements in Mansfield, Burlington, NJ

Loan Type Maximum Amount Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mansfield, NJ

Lendersa® focuses on swiftly securing the ideal USDA or FHA loan for you, void of complications. Choose from three initial pathways that link you to suitable lenders and USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are limited to rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 600 E Lyon Road, Midland, MI, 48640
  • Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
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