USDA VS FHA in Pemberton, Burlington County, NJ

In the year 2025, the USDA loan limit for Pemberton, located in the county of Burlington, NJ, is set at $381,800, while the limit for FHA is $529,000 for a single-family home.

Use the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates and to figure out the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Pemberton, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pemberton, NJ

The primary objective of Lendersa® is to quickly secure you the best possible USDA or FHA loan without unnecessary hassle. Begin by selecting one of three paths that connect you with matching lenders and USDA programs.

Lendersa's results for USDA loan request and matchings

Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the government through the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
  • NY TEAM Federal Credit Union
  • 65 Broadway, Hicksville, NY, 11801
  • NY TEAM Federal Credit Union is a full-service, federally insured credit union. With 3 conveniently located offices, we provide a variety of financial services, and we’ve been doing it since 1969! Created by rail road employees for rail road employees and their families. If you are not currently a member, you may want to browse our site
  • USN MORTGAGE INC
  • 245 S BROADWAY, Hicksville, NY, 11801
  • We are a Mortgage Brokerage Firm doing buisness in NY, NJ, FL & CT. Sean Basit, Founder & CEO has over 20 years experience in Real Esate & Mortgages.USN Mortgage Inc offers various types of loan programs through many approved lenders such as but not limited to FHA,VA, Reverse Mortgages,Conventional Loans,High Balnce Loans, Jumbo & Super Jumbo Loans
  • Bethpage Federal Credit Union
  • 899 S Oyster Bay Rd, Bethpage, NY, 11714
  • Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.
  • Esquire Bank, National Association
  • 100 Jericho Quadrangle, Suite 100, Jericho, NY, 11753
  • At Esquire Bank, we redefine relationship banking with a high-tech, high-touch approach to every client. Whether it’s how we meet the unique banking needs of law firms, customize reliable payment solutions for merchants, finance your commercial real estate success, or bank your business or you personally, we have the expertise and drive to deliver.
  • Hartford Funding Ltd
  • 400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
  • Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
  • Provident Federal Credit Union
  • 401 South New Street, Dover, DE, 19904
  • We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.