USDA Vs. FHA your options comparison in Mount-Holly, Burlington County, NJ

For 2025, the USDA loan ceiling in Mount-Holly, within Burlington, NJ, is $345,000. In contrast, the FHA limit for a single-family dwelling stands at $431,250.

Utilize the Lendersa® USDA loan calculator to assess the top rates for USDA versus FHA loans and check the requirements related to income, credit, reserves, and documents for eligibility. Our cutting-edge mortgage calculator presents a comparative view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the program in Alabama that best aligns with your financial scenario.

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2025 Loan Ceilings and Down Payment Specifications in Mount-Holly, Burlington, NJ

Loan Type Loan Limit Required Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Financing Options in Mount-Holly, NJ

Lendersa® strives to provide you with the ideal USDA or FHA loan swiftly and with minimal stress. Choose one of three initial steps to connect with compatible lenders and USDA programs.

Lendersa USDA loan request and matching results

What Constitutes a USDA Loan in NJ?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is applicable exclusively to rural locales. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
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  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
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  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
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  • First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.
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