USDA Vs. FHA Pro and Con comparison in Moorestown-Lenola, Burlington County, NJ

For 2026, within Moorestown-Lenola in Burlington county, NJ, the USDA loan limit is $381,800, while the FHA limit is $529,000 for a single-family home.

The Lendersa® USDA calculator allows you to compare the best current rates between USDA and FHA, identifying income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial needs in .

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2026 Loan Limit and Down Payment in Moorestown-Lenola, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Moorestown-Lenola, NJ

Lendersa® is dedicated to quickly securing the best USDA or FHA loans for you, free from hassle. Choose one of three ways to connect with lenders and USDA loan programs.

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What is a USDA Loan in NJ?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is exclusive to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Moorestown-Lenola Lenders

  • Garden State Federal Credit Union
  • 144 W Route 38, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.

  • New Jersey Community Federal Credit Union
  • 144 Route 38., Moorestown, NJ, 8057
  • Lends in New Jersey
  • NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.

  • Almost Home Mortgage
  • 714 E. Main St, Suite 2A, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.

  • Oak Leaf Financial
  • 110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
  • Lends in New Jersey
  • Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever

  • Financial Freedom Mortgage, LLC
  • 112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054
  • Lends in New Jersey
  • Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.

  • Union Plus Mortgage Company
  • 305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
  • Lends in New Jersey
  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.

  • LofiDirect
  • 700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
  • Lends in New Jersey
  • Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States

  • HighPoint Mortgage Inc
  • 211 Hartford Road, Mt. Laurel, NJ, 8054
  • Lends in New Jersey
  • HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,

  • Campbell Federal Credit Union
  • 494 Route 38 East, Maple Shade, NJ, 08052
  • Lends in New Jersey
  • When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.