USDA Vs. FHA Pro and Con comparison in Mount-Laurel, Burlington County, NJ
In the year 2025, the USDA loan threshold in Mount-Laurel, within Burlington county, NJ, stands at $345,000. Concurrently, the FHA cap is $431,250 for a single-family residence.
Use the Lendersa® USDA loan calculator to unveil and compare current USDA against FHA finest rates. It aids in discerning the necessary income, credit score, reserves, and documentation to secure a loan. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program tailored to your financial needs in .
Loan boundaries and downpayment prerequisites for 2025 in Mount-Laurel, Burlington county, NJ
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan avenues in Mount-Laurel, NJ
The mission of Lendersa® is to facilitate swift and uncomplicated acquisition of the most suitable USDA or FHA loans. Start with any of the three routes to get paired with matching lenders and USDA loan packages.
A USDA home loan, supported by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It serves only rural areas. In contrast to the 3.5% minimum down payment required for FHA loans, USDA loans require absolutely no down payment.
1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.
Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.
Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
Utica District Telephone Employees Federal Credit Union
2812 Genesee Street, Utica, NY, 13502
Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
