USDA Vs. FHA Pro and Con comparison in Mount-Laurel, Burlington County, NJ

In the year 2025, the USDA loan threshold in Mount-Laurel, within Burlington county, NJ, stands at $345,000. Concurrently, the FHA cap is $431,250 for a single-family residence.

Use the Lendersa® USDA loan calculator to unveil and compare current USDA against FHA finest rates. It aids in discerning the necessary income, credit score, reserves, and documentation to secure a loan. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program tailored to your financial needs in .

Examine loan deals from 100 lenders

Loan boundaries and downpayment prerequisites for 2025 in Mount-Laurel, Burlington county, NJ

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan avenues in Mount-Laurel, NJ

The mission of Lendersa® is to facilitate swift and uncomplicated acquisition of the most suitable USDA or FHA loans. Start with any of the three routes to get paired with matching lenders and USDA loan packages.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, supported by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It serves only rural areas. In contrast to the 3.5% minimum down payment required for FHA loans, USDA loans require absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Financial Institute
  • 1800 Seneglate Date Drive, Naples, FL, 34119
  • Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • First Financial Bank in Winnebago
  • 1 Main Street South, Winnebago, MN, 56098
  • First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.
  • PBA Federal Credit Union
  • Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
  • PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
  • Caphouse Financial LLC
  • 4100 North Miami Avenue, 2nd Floor, Miami, FL, 33127
  • CapHouse is a Florida-based group of lending consultants dedicated to simplifying the real estate investment process through technology-driven solutions while offering comprehensive services precisely tailored to every client. we have vast experience in every type of clientele and loan situation. We provide flexibility, exclusivity, privacy.
  • Real Property Mortgage
  • 8200 NW 41st Street, Suite 200, Doral, FL, 33166
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DEC Lending-Construction, Private, & Hard Money
  • 3785 NW 82nd Ave, Suite 304, Miami, FL, 33166
  • DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
  • Florida Mortgage Capital Inc
  • 3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
  • "Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years. Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
  • Capital Prime Funding Corp
  • 8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
  • Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc