USDA VS FHA in Mount-Laurel, Burlington County, NJ
In the year 2025, the USDA loan threshold in Mount-Laurel, within Burlington county, NJ, stands at $345,000. Concurrently, the FHA cap is $431,250 for a single-family residence.
Use the Lendersa® USDA loan calculator to unveil and compare current USDA against FHA finest rates. It aids in discerning the necessary income, credit score, reserves, and documentation to secure a loan. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program tailored to your financial needs in .
Loan boundaries and downpayment prerequisites for 2025 in Mount-Laurel, Burlington county, NJ
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan avenues in Mount-Laurel, NJ
The mission of Lendersa® is to facilitate swift and uncomplicated acquisition of the most suitable USDA or FHA loans. Start with any of the three routes to get paired with matching lenders and USDA loan packages.
A USDA home loan, supported by the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It serves only rural areas. In contrast to the 3.5% minimum down payment required for FHA loans, USDA loans require absolutely no down payment.
First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.
Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis.
If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
OceanFirst Bank is one of the largest regional banks in New Jersey with a presence in New York & Philadelphia. We stay focused on what we believe is most important: building long-term relationships with our customers and giving back to the communities we serve. OceanFirst was established in 1902 as the Point Pleasant Building and Loan Association.
New Jersey Mortgage Services is a Mortgage Broker who is licensed under the New Jersey Department of Banking and Insurance. Broker owner Tom Altieri has 36 years experience and thousands of close loans. Tom is knowledgeable in real estate, contracts, and a the latest mortgage products.
44 Washington Street, Suite 200, Toms River, NJ, 08753
Family First Funding LLC offers high quality mortgage banking and brokering services to residential and business customers. Our aim is to provide our clients with fair and reasonable rates and costs, while keeping our clients informed and educated throughout the process. We will become friends and trusted advisors to our clients.
Oceanside Mortgage Company has served its customers with honesty and integrity for over 20 years. Our mission is to provide competitive interest rates and low closing costs while guiding borrowers through any red tape so they can secure their mortgage without hassle. Meet the team whose here to make the home loan process a home run!
