USDA Vs. FHA Pro and Con comparison in Ramblewood, Burlington County, NJ
As of 2025, the USDA loan cap for Ramblewood, located in Burlington county, NJ is set at $381,800, whereas the FHA loan ceiling for a single home is $529,000.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rate comparisons. This tool assists in determining the necessary income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in is best suited for your unique financial needs.
Loan limits for 2025 and down payment conditions in Ramblewood, located in the county of Burlington, NJ
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA financing possibilities in Ramblewood, NJ
The mission of Lendersa® is straightforward — to offer you the most favorable USDA or FHA loans quickly and with ease. Begin your journey by picking one of three pathways that align you with suitable lenders and USDA loan offerings.
The USDA home loan is essentially a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available specifically in rural regions. Notably, unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
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