USDA Vs. FHA your options comparison in Morris-Plains, Morris County, NJ
In 2025, the USDA loan limit for Morris-Plains in Morris, NJ, is $657,900; the FHA limit for a single-family home is $822,375.
With Lendersa® USDA calculator, compare today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping find the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Morris-Plains, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Morris-Plains, NJ
Lendersa® aims to swiftly provide you with the best USDA or FHA loan available, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, offering a zero down payment benefit for eligible homebuyers.
Community 1st Federal Credit Union is a member-owned, not-for-profit organization. Originally formed under a multiple group charter in 1953, the Credit Union has adapted to the needs of its community throughout the years. For the first 44 years of its existence, the Credit Union.
Partner Colorado Credit Union | Central Park Branch
PO Box 1346, Arvada, CO, 80001
Partner Colorado Credit Union, founded in 1931, is a member-owned, not-for profit cooperative. Simply put, we are owned and operated by members, unlike publicly-held banks who are owned by shareholders. All income after operating expenses and reserve allocations is returned to you in the form of higher dividends on savings and lower rates on loans.
4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.
1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129
Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
