USDA Vs. FHA Pro and Con comparison in Morris-Plains, Morris County, NJ
In 2025, the USDA loan limit for Morris-Plains in Morris, NJ, is $657,900; the FHA limit for a single-family home is $822,375.
With Lendersa® USDA calculator, compare today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping find the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Morris-Plains, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Morris-Plains, NJ
Lendersa® aims to swiftly provide you with the best USDA or FHA loan available, hassle-free. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment, offering a zero down payment benefit for eligible homebuyers.
43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients.
For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.
