USDA Vs. FHA Pro and Con comparison in Mountain-Lakes, Morris County, NJ
In 2025, the USDA loan limit within Mountain-Lakes in the county of Morris, NJ stands at $657,900, whereas the FHA sets its limit at $822,375 for single-family homes. This distinction highlights different financing options available for potential homeowners.
By using Lendersa®'s USDA loan calculator, you can easily compare today's top USDA versus FHA rates. This tool assists in determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding your selection of the most suitable program for your financial conditions in .
Loan Limits and Down Payment Requirements in Mountain-Lakes, Morris, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Mountain-Lakes, NJ
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you, with no stress involved. Begin with one of three entry points leading to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Contrasting with FHA loans that require at least a 3.5% down payment, USDA mortgages do not demand any down payment whatsoever, providing a unique opportunity for eligible borrowers in these regions.
Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
315 11th Ave. North, Jacksonville Beach, FL, 32250
Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us
Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
Pablo Beach Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. We understand that each borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
