In 2025, the USDA loan limit for Denville, located in the county of Morris, NJ, stands at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Use Lendersa® USDA loan calculator to compare today's best rates for USDA vs. FHA. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Denville, County of Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Denville, NJ
Lendersa®'s mission is to swiftly secure you the top USDA or FHA loan, ensuring a smooth process. Begin with one of the three listed strategies to match with lenders offering USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is designed solely for rural neighborhoods. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment.
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