USDA Loan Vs. FHA loan for North-Cape-May, NJ [Cape May County Rates 2023]

In 2025, USDA loan limit in North-Cape-May, county of Cape May, NJ is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Cape-May, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 343-4224 2354 miles Lender's profile and map Reviews Dunn Premier Inc 424 East Vanderbilt Way, San Bernardino, CA, 92408 We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care
(760) 580-0690 2355 miles Lender's profile and map Reviews Randy Van Orden 43050 Calle Cristal, Temecula, CA, 92592 RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
(951) 442-8566 2355 miles Lender's profile and map Reviews BOLD Funding 45576 Jaguar Way, Temecula, CA, 92592 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(951) 699-9466 2355 miles Lender's profile and map Reviews Best Rate Finance & Realty 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592 As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
(951) 258-2825 2355 miles Lender's profile and map Reviews Anthony Campos 28693 Old Town Front St, Suite 300, Temecula, CA, 92592 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(858) 442-4157 2355 miles Lender's profile and map Reviews Scripps Mortgage, Inc. 31805 Temecula Parkway, Suite 101, Temecula, CA, 92592 Scripps Mortgage, Inc is a A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty five years. With offices in San Diego and Temecula, we are proud to serve the greater Southern California area As a mortgage company, we pride ourselves on searching.
(714) 362-2434 2355 miles Lender's profile and map Reviews Go Lender Direct, Inc. 42377 Via Azalea, Temecula, CA, 92592 Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
(619) 788-6531 2355 miles Lender's profile and map Reviews Realty Rx 42993 Agena Street, Temecula, CA, 92592 Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
(951) 595-3495 2355 miles Lender's profile and map Reviews Taylor Loop - Modern Lending 30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592 The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
(909) 641-0527 2355 miles Lender's profile and map Reviews ARE Mortgage Group, Inc 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(909) 796-0206 2355 miles Lender's profile and map Reviews La Loma FCU 26151 Mayberry St, Loma Linda, CA, 92354 Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.