For the year 2025, the USDA loan limit for Cape-May in Cape May County, NJ is set at $345,000, compared to the FHA limit of $431,250 for single-family homes.
The Lendersa® USDA loan calculator allows you to compare today's top USDA and FHA rates. It provides insights into income, credit, reserves, and documents necessary for qualification. Our advanced calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in identifying the right choice for your financial needs in .
Loan limits and down payment stipulations in Cape-May, Cape May County, NJ for 2025
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loans in Cape-May, NJ
Lendersa® aims to connect you with the finest USDA or FHA loans both quickly and easily. Start with one of three paths to match lenders to USDA loan offerings.
A USDA home loan is government-backed through the Department of Agriculture, also known as a USDA rural development loan or mortgage. It’s available exclusively in rural areas and does not require a down payment, unlike FHA loans, which require at least a 3.5% down payment.
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AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.
IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods
ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.
