USDA Vs. FHA Pro and Con comparison in Linwood, Atlantic County, NJ

In 2025, the USDA loan limit for Linwood, located in the county of Atlantic, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your financial needs the best.

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2025 Loan Limits and Downpayment Requirements in Linwood, County of Atlantic, NJ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Linwood, NJ

Lendersa® strives to quickly connect you with the best USDA or FHA loan, without any hassle. Choose one of three starting points to match with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

The USDA home loan is guaranteed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which need a minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
  • 401K Realty
  • 13658 Hawthorne Blvd, Suite 105, Hawthorne, CA, 90250
  • 401k Realty is a property management and real estate brokerage company dedicated to helping you get the most out of your real estate goals. Whether it be purchasing a home, investment property, or managing tenants, our team of knowledgeable professionals can assist you. With over 25 years of experience in real estate brokerage.
  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
  • Grayson Realty and Management
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  • Pacific West Mortgage Fund
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  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
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  • Crown Realty and Financial Corporation
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