USDA Vs. FHA Pro and Con comparison in Ocean-Grove, Monmouth County, NJ
In 2025, the USDA loan cap for a single-family house in Ocean-Grove, located in the county of Monmouth, NJ, is $657,900, while the FHA cap is $822,375.
Try the Lendersa® USDA loan calculator to explore today's leading USDA and FHA rates, analyzing income, credit, reserves, and documents necessary for eligibility. Our specialized mortgage calculator offers a side-by-side display of USDA, FHA, Conforming, and VA loans, providing guidance on which program best fits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ocean-Grove, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Choices in Ocean-Grove, NJ
The mission of Lendersa® is to rapidly secure the most beneficial USDA or FHA loan without difficulty. Opt for one of three initial paths to connect with lenders and USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is solely accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
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Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.
GreenState Credit Union is a member owned financial cooperative with 18 office locations. GreenState has grown to over $5.5 billion in assets and 200, 000 members. Membership is open to anyone living or working in Iowa and 4 Illinois Counties, as well as direct relatives of current members and University of Iowa students, staff, and alumni.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
200 N John Young Pwy, Suite 202, Kissimmee, FL, 34741
New Sky Mortgage, LLC is located in Kissimmee, Florida, and was founded in 2016. Veronica Dominguez Owner at New Sky Mortgage, LLC. Veronica's biggest responsibility is to make sure that her clients are happy with their new home, Mortgage Payment and service before, during and after the closing of their home.
Hector is a Senior Mortgage Broker with TCH Mortgage. He created TCH Mortgage because he saw the need that hispanics in Central Florida had for a spanish speaking advisor although he has helped many customers from different backgrounds with excellent results. Hector works not only in FHA, Conventional and VA
111 East Monument Avenue, Suite 338, Kissimmee, FL, 34741
"Stewart Capital Lending is a client-focused financing company specializing in commercial, residential, and private loans.
Our CEO and chairman, Mr. Glen A. Stewart, has more than 33 years of experience in the financial and real estate industry, including many years spent as an insurance broker, residential home builder,"
The Burnham Financial, has over 30 years of experience in Mortgage Lending. Our passion to help others achieve the dream of home ownership is what drew us to a career in mortgage lending. We understand that each of our clients are different, and we work hard to help them with their immediate and long-term financial goals.
We strive to obtain the perfect mortgage program to meet your individual needs. We will make sure you have all the available mortgage options to review so you can make the best decision possible. We know that every client has specific needs, so we strive to meet those needs with a wide array of mortgage products.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for home loans that are right for you. Family owned and operated with the knowledge to help get you in the home of your dreams. Mortgage Brokers have access to more competitive interest rates.
