In 2025, the USDA loan cap for a single-family house in Ocean-Grove, located in the county of Monmouth, NJ, is $657,900, while the FHA cap is $822,375.
Try the Lendersa® USDA loan calculator to explore today's leading USDA and FHA rates, analyzing income, credit, reserves, and documents necessary for eligibility. Our specialized mortgage calculator offers a side-by-side display of USDA, FHA, Conforming, and VA loans, providing guidance on which program best fits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ocean-Grove, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Choices in Ocean-Grove, NJ
The mission of Lendersa® is to rapidly secure the most beneficial USDA or FHA loan without difficulty. Opt for one of three initial paths to connect with lenders and USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is solely accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
22935 Ventura Boulevard, Suite 201, Woodland Hills, CA, 91364
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Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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At Priority Capital Corp., we have access to a variety of loan programs with best rates and fastest turnaround time possible. My goal is to offer the best options available to my clients and make the loan process as simple and worry-free as possible. I also work with seasoned real estate investors and developers of condominium developments
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