In 2026, the USDA loan cap for a single-family house in Ocean-Grove, located in the county of Monmouth, NJ, is $657,900, while the FHA cap is $822,375.
Try the Lendersa® USDA loan calculator to explore today's leading USDA and FHA rates, analyzing income, credit, reserves, and documents necessary for eligibility. Our specialized mortgage calculator offers a side-by-side display of USDA, FHA, Conforming, and VA loans, providing guidance on which program best fits your financial situation in .
2026 Loan Limits and Down Payment Requirements in Ocean-Grove, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Choices in Ocean-Grove, NJ
The mission of Lendersa® is to rapidly secure the most beneficial USDA or FHA loan without difficulty. Opt for one of three initial paths to connect with lenders and USDA programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is solely accessible in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
1190 South US Highway, Suite 17-92, Longwood, FL, 32750
Ray Baksh As real estate brokers, we assist in finding the right homes for first-time home buyers, investment properties for investors. We also work with individuals and families that are looking to purchase 2nd homes or multi-family homes. We work with buyers, sellers & investors.
Signature Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Fidelity Mortgage Services, Inc. has been in business in Central Florida since 1999. We are conveniently located at 434 and I-4 in Longwood. The company has developed a reputation for providing professional excellence and meeting each client's unique lending needs. Our goal is to continually surpass expectations
1900 Boothe Circle, Suite #100, Longwood, FL, 32750
i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
2101 W State Rd 434, Suite #102, Longwood, FL, 32779
Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care
Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.
Farmers & Merchants Savings Bank was chartered on March 1, 1916.
It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!
