USDA Vs. FHA Pro and Con comparison in Tinton-Falls, Monmouth County, NJ
In 2025, within Tinton-Falls, located in Monmouth county, NJ, the USDA loan ceiling is set at $657,900. For an FHA loan, it's $822,375 when acquiring a single-family residence.
With the Lendersa® USDA loan calculator, you can evaluate today's top USDA versus FHA rates and identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to aid in determining which program in suits your financial needs best.
Loan limits and down payment requirements for 2025 in Tinton-Falls, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Tinton-Falls, NJ
Lendersa® is committed to securing the most advantageous USDA or FHA loan options for you swiftly and effortlessly. Begin your journey by choosing from three paths to connect with matching lenders for USDA loans.
A USDA home loan, also termed a USDA mortgage or USDA rural development loan, is guaranteed by the government through the Department of Agriculture. It's designed for rural areas specifically. In contrast to FHA loans, which require a minimum of 3.5% as a down payment, USDA loans typically demand no down payment at all.
Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
575 Underhill Blvd, Suite 216, Southold, NY, 11971
Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
