As of 2026, the USDA loan limit applicable in Paulsboro, located in Gloucester county, NJ, is set at $381,800. Meanwhile, the FHA limit for single-family homes is $529,000.
Explore the Lendersa® USDA loan calculator to compare the latest USDA against FHA rates. Evaluate income, credit, reserves, and document requirements for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly find you the most suitable USDA or FHA loan with minimal difficulty. Begin with any of the three options to align with lenders and achieve USDA loan program matches.
The USDA loan, secured by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike the FHA loan, which demands a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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