USDA VS FHA in Paulsboro, Gloucester County, NJ

As of 2025, the USDA loan limit applicable in Paulsboro, located in Gloucester county, NJ, is set at $381,800. Meanwhile, the FHA limit for single-family homes is $529,000.

Explore the Lendersa® USDA loan calculator to compare the latest USDA against FHA rates. Evaluate income, credit, reserves, and document requirements for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the optimal program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Paulsboro, Gloucester County, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Paulsboro, NJ

Lendersa® aims to quickly find you the most suitable USDA or FHA loan with minimal difficulty. Begin with any of the three options to align with lenders and achieve USDA loan program matches.

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Understanding USDA Loans in NJ

The USDA loan, secured by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike the FHA loan, which demands a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgages Plus Inc
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  • Five Star Mortgage LLC
  • 2692 Linden Drive, Boulder, CO, 80304
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  • HNB Mortgage
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  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
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  • On Tap Credit Union is a full-service financial institution with assets in excess of $360 million. With a robust online banking mobile platform as well as our Arvada and Golden branch locations, On Tap Credit Union has provided exceptional financial service to members for over 60 years.
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  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463. The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
  • Skyridge Lending, LLC
  • 509 Scott Ave, Suite 154, Woodland Park, CO, 80863
  • Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
  • Castle Peak Mortgage LLC
  • 5567 South Perry Park Road, Sedalia, CO, 80135
  • Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.