USDA and FHA Pro and Con in Paulsboro, Gloucester County, NJ

As of 2025, the USDA loan limit applicable in Paulsboro, located in Gloucester county, NJ, is set at $381,800. Meanwhile, the FHA limit for single-family homes is $529,000.

Explore the Lendersa® USDA loan calculator to compare the latest USDA against FHA rates. Evaluate income, credit, reserves, and document requirements for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the optimal program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Paulsboro, Gloucester County, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Paulsboro, NJ

Lendersa® aims to quickly find you the most suitable USDA or FHA loan with minimal difficulty. Begin with any of the three options to align with lenders and achieve USDA loan program matches.

Lendersa USDA loan request match results

Understanding USDA Loans in NJ

The USDA loan, secured by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is available solely in rural areas. Unlike the FHA loan, which demands a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • Jones Mortgage Group offers a variety of loan programs to meet your needs. Weather it is your 1st purchase or your last, or maybe you are looking to refinance your rate or use your home equity we can assist you. Since 1993, I’ve helped people achieve their homeowning dreams by answering their questions & guiding them through the home loan progress.
  • Cafe Lending
  • 3850 Priority Way S Dr, Suite 116, Indianapolis, IN, 46240
  • We are a team of coworkers who only want the best for each other. Our mutual respect & caring attitude are reflected in our work & in how we treat our clients. Our guiding principle is to treat those we serve as we would want to be treated. Our team may be small but we are mighty. We understand that time is one of the most valuable things in life.
  • Mortgage Capital Funding LLC
  • 9465 Counselors Row, Suite 232, Indianapolis, IN, 46240
  • We started Mortgage Capital Funding LLC because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive and less invasive, without sacrificing the personal service that helps put your concerns at ease. .
  • Davis Financial Group LLC
  • 3950 Priority Way S Drive, Suite 210, Indianapolis, IN, 46240
  • Davis Homes is one of the premier builders of new homes in Central Indiana. Whether you have your own lot, or aren’t sure where to build, the Davis Homes team will work hard to make sure your home building experience is second to none and your final product is the highest in quality.
  • Langdon Mortgage
  • 250 E. 96th St, Suite 280, Indianapolis, IN, 46240
  • As a correspondent lender, we can fund your loan internally and thus close faster and have greater flexibility and control over your transaction. Since LMC operates as a multi-source mortgage broker as well, we are also able to broker loans through a variety of national investors.
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  • Grandview Lending promotes the American Dream by being one of Indiana's leading mortgage brokers. Our clients receive the most cost-effective, convenient, and customized options for financing and refinancing residential mortgages.Grandview Lending strengthens communities, fosters family, and builds wealth through home ownership.
  • MJW Financial LLC
  • 8465 Keystone Crossing, Suite 145, Indianapolis, IN, 46240
  • MJW Financial opened its doors in early 2008 in spite of the unfavorable housing market conditions.Unhappy with the reputation given to mortgage banks subsequent to the fall of numerous lenders, the founder decided to create a company whose sole purpose would be to provide affordable & appropriate mortgages to both homeowners.
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  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • First Choice Mortgage, Inc.
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  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.