USDA VS FHA in Woodbury-Heights, Gloucester County, NJ
For the year 2025, the USDA cap on loan amounts for a single-family home in Woodbury-Heights, within Gloucester county, NJ, is $345,000. Meanwhile, the FHA limit is $431,250.
Employ the Lendersa® USDA loan calculator to evaluate the current prime USDA versus FHA rates, and gauge the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Woodbury-Heights, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Woodbury-Heights, NJ
The intention of Lendersa® is to quickly facilitate the best possible USDA or FHA loan with ease. Choose one of three starting paths to align with lenders and USDA loan solutions.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans have no such requirement, allowing eligible borrowers to purchase without a down payment.
Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918
Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918
At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.
9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals
