USDA Vs. FHA Pro and Con comparison in Woodbury-Heights, Gloucester County, NJ
For the year 2025, the USDA cap on loan amounts for a single-family home in Woodbury-Heights, within Gloucester county, NJ, is $345,000. Meanwhile, the FHA limit is $431,250.
Employ the Lendersa® USDA loan calculator to evaluate the current prime USDA versus FHA rates, and gauge the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Woodbury-Heights, Gloucester, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Woodbury-Heights, NJ
The intention of Lendersa® is to quickly facilitate the best possible USDA or FHA loan with ease. Choose one of three starting paths to align with lenders and USDA loan solutions.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans have no such requirement, allowing eligible borrowers to purchase without a down payment.
Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members' financial needs and goals. This name change will also allow a chance to reassert our priorities.
1st Valley Credit Union began in 1951, serving the city employees of San Bernardino. Over the years, we added other local employer groups to our field of membership. In 1999 the credit union expanded its field of membership to encompass all persons living or working in the cities of San Bernardino, Colton, Rialto, Highland.
370 West 6th Street, Suite 110, San Bernardino, CA, 92401
Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.
Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.
1003 east cooley Drive, Suite 202, Colton, CA, 92324
Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs
