USDA Vs. FHA Pro and Con comparison in National-Park, Gloucester County, NJ
For the year 2025, the USDA loan cap in National-Park, located within Gloucester county, NJ, stands at $345,000 whereas for a single-family home, the FHA limit is $431,250.
Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates. Evaluate the necessary income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, assisting in selecting the ideal program for your financial circumstances in .
2025 Loan Limits and Down Payment Guidelines in National-Park, Gloucester County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in National-Park, NJ
The mission of Lendersa® is to swiftly and efficiently connect you with the most suitable USDA or FHA loan options. Initiate from one of three approaches that match you with lenders and USDA loan schemes.
The USDA home loan, also known as a USDA mortgage or rural development loan, is government-guaranteed through the Department of Agriculture. Designed for rural areas, it requires no down payment, unlike FHA loans, which mandate a minimum of 3.5% down.
Mokelumne Federal Credit Union was founded in 1959. For 37 years, the credit union‘s name was GMI Federal Credit Union. It‘s original sponsor was General Mills Inc., employees (including retirees) employed at specific General Mills facilities.In 1996 the Credit Union’s name was changed to Mokelumne Federal Credit Union, allowing us to service.
3031 W. March Lane, Suite 236W, Stockton, CA, 95219
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4578 Feather River Dr, Suite D, Stockton, CA, 95219
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Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
