USDA Vs. FHA your options comparison in Pilesgrove, Salem County, NJ
In 2025, the USDA loan cap in Pilesgrove, located in Salem county, NJ, is $381,800. Meanwhile, the FHA limit stands at $529,000 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rate offerings. Determine the required income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in for your financial situation.
2025 Loan Limits and Down Payment Specifications in Pilesgrove, Salem, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Pilesgrove, NJ
Lendersa® aims to secure the most advantageous USDA or FHA loan for you quickly and effortlessly. Start by choosing one of three paths that connect you with lenders and USDA loan programs that suit your needs.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate none, offering a zero down payment advantage.
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