USDA Vs. FHA Pro and Con comparison in Mullica-Hill, Gloucester County, NJ

In 2025, the USDA loan limit for Mullica-Hill, located in Gloucester, NJ, is $345,000; the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to examine today's best USDA versus FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mullica-Hill, Gloucester, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Choosing USDA and FHA Loan Options in Mullica-Hill, NJ

Lendersa® aims to efficiently provide you with the best USDA or FHA loan. Start with one of three paths to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in NJ

The USDA home loan, backed by the Department of Agriculture, also termed as USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MK Mortgage Group LLC
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  • MK Mortgage Group LLC headquarters is in Elizabeth, Colorado. MK Mortgage Group LLC is in the sectors of: Financial Services. This company is a banking company based out of 1660 Prominence Circle. When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford
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  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
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  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,