USDA Vs. FHA your options comparison in Beckett, Gloucester County, NJ

For 2025, the USDA loan cap in Beckett, located in Gloucester county, NJ, stands at $381,800. Comparatively, the FHA cap for a single-family dwelling is set at $529,000.

Harness the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Assess the income, credit, reserves, and necessary documentation to achieve eligibility. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, equipping you with the tools to choose the most suitable program for your financial circumstances in .

Explore loan proposals from a pool of 100 lenders

2025 loan thresholds and down payment guidelines in Beckett, Gloucester county, NJ

Type of Loan Maximum Limit Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Beckett, NJ

Lendersa® aims to swiftly secure your optimal USDA or FHA loan without inconvenience. Start by choosing one of three pathways to access matching lenders and USDA loan services.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA loan is a government-backed mortgage issued through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, exclusively available in rural regions. Conversely, FHA loans require at least a 3.5% down payment, whereas a USDA loan demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 3CALoan
  • 10324 Woodley Avenue, Granada Hills, CA, 91344
  • CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • "Beverly Hills City Employees Federal Credit Union"
  • 9298 W. Third Street, Beverly Hills, CA, 90210
  • Beverly Hills City Employees Federal Credit Union is located in Beverly Hills, CA, United States and is part of the Depository Credit Intermediation Industry. Beverly Hills City Employees Federal Credit Union has 5 total employees across all of its locations and generates $717,615 in sales (USD).
  • Beverly Hills Financial Group, Inc
  • 190 N. Canon Drive, Suite 304, Beverly Hills, CA, 90210
  • "Founded originally in 1993 by Brad G. Jones, Beverly Hills Financial Group has many satisfied customers. Our Focused expertise in the high end complex Mortgage Market is part of our tradition. After 18 years as a Mortgage Broker, I wanted to know about the other side of Banking, and I have spent 4 years in the Banking"
  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
  • YLHFunding
  • 9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.