USDA Vs. FHA Pro and Con comparison in Spring-Lake, Monmouth County, NJ
As of 2025, the USDA loan threshold in Spring-Lake, located in Monmouth, NJ, is $657,900. Meanwhile, for a single-family home, the FHA limit is set at $822,375.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA and FHA optimal rates. Determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side-by-side, assisting in choosing the best program for your specific financial needs in .
Review 2025 Loan Limits and Down Payment Requirements in Spring-Lake, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options Available in Spring-Lake, NJ
The purpose of Lendersa® is to ensure you acquire the most ideal USDA or FHA loan with minimal effort. You can start with any of the three options that connect you with lenders and USDA loan programs available.
A USDA home loan, which the Department of Agriculture guarantees, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas, unlike FHA loans that necessitate a minimum of 3.5% down payment, whereas the USDA loan requires none.
New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.
That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We are confident that you will quickly see how commited we are to making sure you select the right loan option for your specific situation.
Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families.
As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.
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2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.
Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
