USDA and FHA Pro and Con in Spring-Lake, Monmouth County, NJ
As of 2025, the USDA loan threshold in Spring-Lake, located in Monmouth, NJ, is $657,900. Meanwhile, for a single-family home, the FHA limit is set at $822,375.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA and FHA optimal rates. Determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side-by-side, assisting in choosing the best program for your specific financial needs in .
Review 2025 Loan Limits and Down Payment Requirements in Spring-Lake, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options Available in Spring-Lake, NJ
The purpose of Lendersa® is to ensure you acquire the most ideal USDA or FHA loan with minimal effort. You can start with any of the three options that connect you with lenders and USDA loan programs available.
A USDA home loan, which the Department of Agriculture guarantees, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas, unlike FHA loans that necessitate a minimum of 3.5% down payment, whereas the USDA loan requires none.
17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
14070 Hesperia Rd, Suite 202, Victorville, CA, 92395
Welcome Home. I am an experienced loan officer with over 20 years in the mortgage Industry and I enjoy getting the job done. Every borrower and every loan is unique. I have been able to assist many borrowers Purchase their first home and refinance their current mortgages. I've helped them eliminate debt and PMI.
14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.
12640 Hesperia Road, Suite D, Victorville, CA, 92395
A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
At Isosceles Mortgage. We are a full-service mortgage company based in Beaumont, CA. We specialize in Refi and Purchase Mortgage Loans in Beaumont. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92223, 92320, 92373,
Sceptre Mortgage is a Mortgage Brokerage which means we have relationships with multiple lenders that are standing in line to help our customers reach their goals. By having these relationships, Sceptre Mortgage can offer you the most competitive rates available. We believe that everyone should Rule their domain.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We specialize in Residential, Multi Family, and Commercial Loans. Whether you are purchasing, selling, or refinancing, I put my experience to work for you. I look forward to the opportunity to demonstrate the benefits of my service.
I specialize in first-time buyer programs. including FHA, VA, Conventional, Construction loans, Hard money"
