USDA and FHA Pro and Con in Riverdale, Morris County, NJ
In 2025, the USDA loan limit in Riverdale, county of Morris, NJ is $776,600, compared to the FHA limit of $1,089,300 for a single-family house.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today. Determine the income, credit, reserves, and paperwork necessary to qualify effectively. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side to guide your choice in , ensuring the best fit for your financial situation.
2025 Loan Limits and Down Payment Requirements in Riverdale, Morris, NJ
Type of Loan
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Riverdale, NJ
Lendersa® is committed to securing the top USDA or FHA loans quickly and easily. Choose one of three paths to find matching lenders and USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is intended for rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require none, offering a zero down payment option.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
First State Bank of Golva, Beach, Medora celebrates 100 years of community service. The First State Bank of Golva, Beach, and Medora have a commitment to the community, sharing a common past continuously since 1914. First State Bank offers full, friendly service for all your banking needs at competitive rates by local people who care.
1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344!
Looking forward to a long lasting relationship!
In 1964, we opened our doors under the brilliant blue skies of Harrisburg, Nebraska—a rural farming community in the heart of The Nebraska Panhandle. One firm handshake at a time, we earned the trust of our customers, allowing us to expand and create new relationships around Nebraska and then into Wyoming.
Wiley T. Murray was one of the first settlers in the San Saba valley, arriving about 1855. An Alabama native, he came here from Williamson County to open a general merchandise store to serve early settlers on the frontier. Murray was also a fine judge of horseflesh and bought and sold horses. When the civil war broke out in 1860,
