In 2025, the USDA loan limit for Pequannock in Morris, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the necessary income, credit score, reserves, and documents required for qualification. This advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping decide which program in best fits your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Pequannock, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Pequannock, NJ
The goal of Lendersa® is to quickly offer you the best USDA or FHA loan without hassle. Choose one of the three starting points to find matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
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