USDA Vs. FHA your options comparison in Bloomingdale, Passaic County, NJ
In the year 2025, the USDA loan limit in Bloomingdale, part of Passaic county, NJ, is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps you evaluate the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the most appropriate program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Bloomingdale, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Bloomingdale, NJ
Lendersa® commits to delivering the best USDA or FHA loans swiftly, without complications. Choose from three starting points to align with lenders and the appropriate USDA programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
2549 Eastbluff Drive, Suite 408, Newport Beach, CA, 92660
Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
4425 Jamboree Road, Suite 140, Newport Beach, CA, 92660
At Firstline Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
14 Corporate Place, Suite 120, Newport Beach, CA, 92660
Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
1300 Bristol Street North, Suite 100, Newport Beach, CA, 92660
Coastal Capital Funding is a residential mortgage practice with a track record of closing on time and providing AMAZING communicating to our clients. Steve Berger has been a licensed mortgage professional in multiple states since 2003. He is the Founder and CEO for Coastal Capital Funding
4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Solomon Financial Mortgage, A California Corporation
3400 Irvine Avenue, Suite 221, Newport Beach, CA, 92660
Solomon Financial pledges to serve our clients with honest, up front, ethical information on matters pertaining to mortgage, real estate, investment and real estate finance. We pride ourselves in giving you the best consultation as if we were consulting our own family members. We are here to help you! We are A+ rated on the Better Business Bureau.
4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1300 Quail Street, Suite 275, Newport Beach, CA, 92660
Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,
20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660
Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
