In the year 2026, the USDA loan limit in Bloomingdale, part of Passaic county, NJ, is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool helps you evaluate the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the most appropriate program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® commits to delivering the best USDA or FHA loans swiftly, without complications. Choose from three starting points to align with lenders and the appropriate USDA programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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