USDA and FHA Pro and Con in Runnemede, Camden County, NJ

In 2025, the USDA loan limit in Runnemede, county of Camden, NJ, is set at $381,800, while for a single-family home, the FHA limit is $529,000.

The Lendersa® USDA loan calculator helps you compare the best rates available today for USDA vs. FHA loans. Evaluate the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Runnemede, Camden, NJ

Loan Type Maximum Loan Amount Down Payment Percentage
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Runnemede, NJ

Lendersa® focuses on helping you secure the most favorable USDA or FHA loan quickly and without hassle. Choose one of three starting options to be paired with suitable lenders and the USDA programs they offer.

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Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively serves rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
  • Nickel Steel Federal Credit Union
  • 1067 South Main Street, Lima, OH, 45804
  • Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
  • Blissfield State Bank
  • 204 East Jefferson, Blissfield, MI, 49228
  • Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
  • Giniel Financial Group, Inc
  • 735 Victors Way, Ann Arbor, MI, 48108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • E3 Funding Inc
  • 2294 North Island Drive, Ortonville, MI, 48462
  • E3 Funding is a state licensed mortgage lender, focusing on conventional and alternative financing. We can help you turn your "investment opportunity" into financial investment gain. Todd M. Burk PRESIDENT at E3 Funding Company. Todd has spent his career as an executive in residential and commercial project development.
  • Marveloans LLC
  • 7391 Denali Street, White Lake, MI, 48383
  • Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia
  • Lynk Financial Inc
  • 5601 Ormond Road, White Lake, MI, 48383
  • Lynk Financial, Inc. is an independent brokerage and Lender. The president of the company is Bonnie J. Miller. She has assisted clients with their mortgage needs for over 30 years. Lynk Financial, Inc. offers residential and commercial mortgage lending. We offer a many mortgage products to assist customers with diverse qualifications.