USDA VS FHA in Barrington, Camden County, NJ

For the year 2025, the USDA loan limit in Barrington, situated within the county of Camden, NJ, is $381,800. On the other hand, the FHA limit for single-family residences is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA as of today. This tool helps determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the program best suited to your financial circumstances in .

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Loan Limits and Downpayment Requirements for 2025 in Barrington, County of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Barrington, NJ

The mission of Lendersa® is to connect you rapidly with the best USDA or FHA loan, free of hassle. Choose from three initial starting points to find matching lenders and explore USDA loan packages.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in NJ

The USDA home loan, officially guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, this loan requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of York
  • 13 W Liberty St, York, SC, 29745
  • Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
  • Nickel Steel Federal Credit Union
  • 1067 South Main Street, Lima, OH, 45804
  • Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
  • Blissfield State Bank
  • 204 East Jefferson, Blissfield, MI, 49228
  • Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
  • E3 Funding Inc
  • 2294 North Island Drive, Ortonville, MI, 48462
  • E3 Funding is a state licensed mortgage lender, focusing on conventional and alternative financing. We can help you turn your "investment opportunity" into financial investment gain. Todd M. Burk PRESIDENT at E3 Funding Company. Todd has spent his career as an executive in residential and commercial project development.
  • Giniel Financial Group, Inc
  • 735 Victors Way, Ann Arbor, MI, 48108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Marveloans LLC
  • 7391 Denali Street, White Lake, MI, 48383
  • Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia