USDA VS FHA in Barrington, Camden County, NJ

For the year 2026, the USDA loan limit in Barrington, situated within the county of Camden, NJ, is $381,800. On the other hand, the FHA limit for single-family residences is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA as of today. This tool helps determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the program best suited to your financial circumstances in .

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Loan Limits and Downpayment Requirements for 2026 in Barrington, County of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Barrington, NJ

The mission of Lendersa® is to connect you rapidly with the best USDA or FHA loan, free of hassle. Choose from three initial starting points to find matching lenders and explore USDA loan packages.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in NJ

The USDA home loan, officially guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, this loan requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Barrington Lenders

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • Bluestone Commercial Capital LLC
  • 41 Grove St, Haddonfield, NJ, 08033
  • Lends in New Jersey
  • Bluestone Commercial Capital LLC was formed to meet the needs of business owners and real estate investors who require short-term capital and are either unable or unwilling to borrow from traditional banks. Seeking credit has become increasingly difficult for the self-employed. The loan packages required by commercial lenders

  • Peoples Transport Federal Credit Union
  • 136 W Kings Highway, Mount Ephraim, NJ, 08059
  • Lends in New Jersey
  • The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.

  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity and competence.

  • NationMac Mortgage
  • 1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

  • FIRST FINANCIAL LENDING LLC
  • 208 Kings Highway South, Cherry Hill, NJ, 08034
  • Lends in New Jersey
  • First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.