USDA Vs. FHA Pro and Con comparison in Barrington, Camden County, NJ

For the year 2025, the USDA loan limit in Barrington, situated within the county of Camden, NJ, is $381,800. On the other hand, the FHA limit for single-family residences is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA as of today. This tool helps determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the program best suited to your financial circumstances in .

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Loan Limits and Downpayment Requirements for 2025 in Barrington, County of Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Barrington, NJ

The mission of Lendersa® is to connect you rapidly with the best USDA or FHA loan, free of hassle. Choose from three initial starting points to find matching lenders and explore USDA loan packages.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan is in NJ

The USDA home loan, officially guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, this loan requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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