As of 2025, the USDA loan limit in Seaside-Heights, within Ocean county, NJ, is $657,900. By contrast, the FHA loan limit for a single-family home stands at $822,375.
Leverage the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. Determine the requisite income, credit, reserves, and document support needed to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding in the choice of the best program for your financial scenario in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, we aim to seamlessly connect you with the finest USDA or FHA loan options quickly. Make a selection from one of the three starting methods that link you with lenders and USDA loan programs.
The USDA home loan, which is backed by the government's Department of Agriculture, is often referred to as the USDA rural development loan or mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, mandating a minimum of 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
