USDA VS FHA in Shamong, Burlington County, NJ

In 2026, the USDA loan limit for Shamong in the county of Burlington, NJ, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to evaluate today's premier USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program suitable for your financial circumstances in .

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Review 2026 Loan Limits and Downpayment Requirements in Shamong, County of Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shamong, NJ

Lendersa® aims to provide you with the most appropriate USDA or FHA loan promptly and effortlessly. Select from three starting points that connect you with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Explained: USDA Loan in NJ

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage loan mandates no down payment, offering an advantageous option for qualified rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Shamong Lenders

  • Energy People Federal Credit Union
  • 39 Wicklow Drive, Tabernacle, NJ, 08088
  • Lends in New Jersey
  • As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.

  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Lends in New Jersey
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.

  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Lends in New Jersey
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.

  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • Lends in New Jersey
  • "Medford Mortgage was founded with the purpose of helping both existing
    and prospective homeowners receive the right mortgage. Our company
    MISSION is simple: Develop a low cost structure that enables us to
    consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr

  • Fort Dix Federal Credit Union
  • 5408 Delaware Avenue, Fort Dix, NJ, 08640
  • Lends in New Jersey
  • The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.

  • Liberty Bell Bank
  • 145 North Maple Avenue, Marlton, NJ, 08053
  • Lends in New Jersey
  • Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch

  • Acre Mortgage & Financial Inc.
  • 70 E Main Street, Marlton, NJ, 08053
  • Lends in New Jersey
  • Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.

  • Evesham Mortgage, LLC
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • Lends in New Jersey
  • "Evesham Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
    We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools"

  • ASPIRE HOME MORTGAGE INC
  • 501 Route 73 South, Suite 206, Marlton, NJ, 08053
  • Lends in New Jersey
  • Aspire Home Mortgage (AHM) was created to combine top tier mortgage professionals, most with over 20 years of mortgage industry experience, with the best mortgage products and technology the industry offers. This combination enables the Aspire Team to offer a wide array of mortgage products