USDA Vs. FHA Pro and Con comparison in Country-Lake-Estates, Burlington County, NJ

In 2025, the USDA loan limit for Country-Lake-Estates, located in Burlington county, NJ, is $345,000, whereas the FHA limit for a single-family home is set at $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA loans side by side, which aids in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Country-Lake-Estates, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Country-Lake-Estates, NJ

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and without hassle. Choose one of three paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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