USDA Vs. FHA your options comparison in Neptune-City, Monmouth County, NJ
In 2025, the USDA loan limit for Neptune-City in Monmouth, NJ is $657,900. Meanwhile, the FHA limit for a single-family home is set at $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Neptune-City, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Neptune-City, NJ
At Lendersa®, our goal is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from one of three starting points that link you with matching lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It's available only in rural areas and doesn't require a down payment, unlike FHA loans which require at least 3.5% down.
Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.
Baycel Federal Credit Union is a member owned, federally chartered financial institution. It is regulated by Federal standards and examined by Federal examiners. Being member owned, it is independent and is governed by an elected Board of Directors. The credit union is a success - your success - because of member participation.
WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass
First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
