USDA Loan Vs. FHA loan pro & con Wanamassa, Monmouth County, NJ

In 2025, USDA loan limit in Wanamassa, county of Monmouth, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wanamassa, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 561-1420 Lender's profile and map Reviews Valley Oak Credit Union 40870 Sierra Dr, Three Rivers, CA, 93271 Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
(626) 610-6302 Lender's profile and map Reviews Smith and Loans 1101 California Ave, Suite 100, Corona, CA, 92881 At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
(951) 531-1399 Lender's profile and map Reviews Pacific Mortgage Group 2045 Compton Avenue, Suite 202, Corona, CA, 92881 We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
(425) 255-4400 Lender's profile and map Reviews First Financial Northwest Bank 201 Wells Avenue South, Renton, WA, 98057 Since 1923, we have built our reputation as a provider of financial solutions, a concierge of professional connections, and a partner in community service. First Financial Northwest Bank - providing personalized service that drives us to deliver Unique, Innovative financial solutions across 15 branches in King, Snohomish and Pierce County.
(425) 501-3285 Lender's profile and map Reviews Alpine Real Estate, LLC 505 S 3rd Street, Unit B, Renton, WA, 98057 Bradley Haines work with Alpine Real Estate & Cascade Premier Mortgage as a Relocation Specialist.His experience as a real estate agent, mortgage broker & credit repair consultant allows me the opportunity to provide clients superior service, value & convenience.Bradley help his clients prepare to sell their home, get pre-qualified to buy a new hom
(253) 740-3076 Lender's profile and map Reviews Integrity Mortgage Solutions, LLC 18529 Driftwood Dr. E, Bonney Lake, WA, 98391 Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
(425) 670-9600 Lender's profile and map Reviews Pacific Crest Savings Bank 3500 188th Street SW, Suite 575, Lynnwood, WA, 98037 Pacific Crest Savings Bank is a local, independently owned community bank. Delivering the highest level of customer service & expertise to our community for over three decades. We offer personal & business savings and checking products with competitive rates. Lending includes specialized loans for commercial, multifamily and residential properties.
(425) 582-2420 Lender's profile and map Reviews Capstone Home Loans 3400 188th Street SW, Suite 101, Lynnwood, WA, 98037 Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
(425) 445-6323 Lender's profile and map Reviews Cascade Lending Group LLC 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(888) 887-3117 Lender's profile and map Reviews eBuilt Home Loans 22214 Old Poplar Way, Brier, WA, 98036 eBuilt Home Loans management team consists of three highly skilled, passionate, and dedicated individuals: Scott Greenlaw (President), Debra Greenlaw (Managing Member), and Amber Brenon (Processing Manager), Our entire management team is committed to eBuilt Home Loans vision, direction and long term success.