USDA VS FHA in Wanamassa, Monmouth County, NJ

In 2025, the USDA loan limit for Wanamassa in Monmouth county, NJ is set at $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and find out the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Wanamassa, Monmouth, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Wanamassa, NJ

Lendersa®'s ambition is to quickly secure the ideal USDA or FHA loan for you, without complications. Select one of three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Masters of Indiana
  • 501 N. Cross Pointe Blvd, Evansville, IN, 47715
  • Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Acceptance Home Mortgage, LLC
  • 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
  • Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.
  • Canals & Trails Credit Union
  • 838 S State Street, Lockport, IL, 60441
  • Canals & Trails Credit Union was established in 1959 as Lockport Schools Credit Union. As the community of Lockport grew and the population expanded, Lockport Schools Credit Union changed its name to Tri-Township Schools Federal Credit Union. In addition to serving school districts in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen
  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
  • DREAM MORTGAGE
  • 1631 Phoenix Boulevard Ste 8, Atlanta, GA, 30349
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
  • Prime Financial Credit Union
  • 5656 South Packard Avenue, Cudahy, WI, 53110
  • Prime Financial Credit Union is dedicated to improving the financial well-being of its members by providing innovative, competitive, and high quality services and products. A "not for profit" financial services cooperative owned and operated by and for its members. Member-owners receive their dividends back on a daily basis.
  • TrueLink Capital Solutions
  • 2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129
  • At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
  • FirstBank
  • 615 Memorial Blvd, Murfreesboro, TN, 37129
  • We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
  • First Vision Mortgage
  • 372 W Northfield Blvd, Murfreesboro, TN, 37129
  • First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.