USDA Vs. FHA your options comparison in Totowa, Passaic County, NJ
In the year 2025, the USDA loan cap in Totowa within Passaic, NJ amounts to $776,600, while the FHA cap for a single-family dwelling is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA loans today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, helping you identify the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Totowa, Passaic, NJ
Type of Loan
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Totowa, NJ
The mission at Lendersa® is to deliver the best USDA or FHA loans swiftly and efficiently. Begin with one of three options designed to pair with lenders and leverage USDA loan opportunities.
USDA loans, endorsed by the Department of Agriculture, are also known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans come with no down payment requirement.
4845 Pearl East Circle Suite 101, Boulder, CO, 80301
The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.
At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.
"Since 1995, with our over 100 years of combined mortgage lending & real estate experience,
Macro Financial Group has originated thousands of home loans for the residents of Colorado.
In an ever-changing industry we pride ourselves on having the experience, education and relationships
to walk you comfortably through the entire proce
Built on a foundation of trust and integrity, we are a one-stop-shop for all your mortgage needs. Whether you're new to mortgages or have experience, we are confident we can provide competitive loan options tailored to your meet your goals! We will achieve this by providing a wide variety of home loan products to you that are structured to fit
7175 West Jefferson Avenue, Suite 1350, Denver, CO, 80235
The right mortgage allows you to build equity and, ultimately, to build wealth. A home mortgage is a financial investment in your future. You want a loan that satisfies both short and long-term financial goals by allowing you to buy a home today and accumulate wealth over time. We believe our clients deserve
7400 West Jefferson Ave, Suite 101, Denver, CO, 80235
We are a mortgage company comprised of the best of the best mortgage originators that are held to the highest standards of integrity and ethics. Our goal is to educate borrowers on the biggest investments of their lives regardless of loan amount or credit scores. Closing dates are in ink
