As of 2025, for Woodland-Park located in Passaic county, NJ, the USDA loan limit is $657,900, whereas for a single-family home, the FHA limit is $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA vs FHA rates, while assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding in finding the best fit for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Woodland-Park, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Options in Woodland-Park, NJ
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting pathways to connect with lenders and access USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is restricted to rural areas. In contrast to FHA loans requiring a 3.5% down payment, USDA loans need no down payment.
At Windsor Loans, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1400 Lavaca Street, Suite 09-102, Austin, TX, 78701
Orchard Home Loans We built the type of mortgage company we’d want to use ourselves One that gives you multiple competitive rate options and helps you understand all the steps and costs involved. No excess paperwork. No bots. No banker lingo. Just a clear and simple way to finance your home and get all your questions answered along the way.
We are committed to providing superior, cost effective financial services responsive to the evolving needs of our membership.Our vision is to be your neighborhood credit union, helping to build better financial lives for you & family.Organized in 1967 to meet the financial needs of the employees of the Veterans Administration Data Processing Center
At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6500 River Place Blvd, Suite 250 Bldg 7, Austin, TX, 78730
Mortgage Pros is a Texas based, award winning mortgage company committed to excellent strategies and an extraordinary mortgage experience. Mortgage lending is all we do, all day, every day, and we do it best by consistently exceeding our customers’ expectations with integrity, authenticity, superior customer satisfaction
6500 Riverplace Blvd, Building 7, Suite 250, Austin, TX, 78730
Wiser Lending is to provide our clients with a mortgage experience that provides the best rates, lowest costs and customer service that is second to none.We will strive to educate each of our clients to empower them to make a sound financial decision.We will maintain our focus on their individual needs to ensure that when their loan closes.
We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball.
The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
