USDA and FHA Pro and Con in Woodland-Park, Passaic County, NJ
As of 2025, for Woodland-Park located in Passaic county, NJ, the USDA loan limit is $657,900, whereas for a single-family home, the FHA limit is $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA vs FHA rates, while assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding in finding the best fit for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Woodland-Park, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Options in Woodland-Park, NJ
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three starting pathways to connect with lenders and access USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is restricted to rural areas. In contrast to FHA loans requiring a 3.5% down payment, USDA loans need no down payment.
A strong and genuine belief in the "customer for life" principle of doing business is what fuels My Hometown Mortgage. With over 17 years of experience My Hometown Mortgage can offer you fast and friendly service. Making your first time home loan or refinance the most pleasant experience possible.
Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.
Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.
Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).
Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
