USDA Vs. FHA Pro and Con comparison in Little-Falls, Passaic County, NJ
In 2025, USDA loan limit in Little-Falls, county of Passaic, NJ is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Little-Falls, county of Passaic, NJ
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Little-Falls, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
"Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
AMK Home Loans, LLC founder of the Dave Kaufman since the 90s I’ve been involved in all phases of real estate – from buying to selling and managing properties. This means I have the benefit of a holistic perspective of the buying process, from start to finish. My goal is to make every transaction as stress free as possible for my clients.
2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.
CGF, Inc. provides private mortgage financing secured by real estate. Loan purposes include acquisition, refinance, rehabilitation, and construction of commercial real estate. and also We specialize in commercial, land development, construction, residential property loans and secured investments.
916 W. Ventura Blvd, Suite 102, Camarillo, CA, 93010
ACT Finance is a Camarillo-based motor vehicle sales finance company specializing in automobile loans. We cater to the needs of those who may not have access to conventional sources of financing and offer indirect financing through dealerships on new and used vehicles. ACT Finance has been offering its expertise to customers and its dealers for ove
333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
