USDA Loan Vs. FHA loan for Franklin, NJ 2025

In the year 2025, the USDA loan limit for Franklin, located in Gloucester county, NJ, is $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, and estimate the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, enabling you to decide which option is best suited for your financial needs in .

USDA and FHA Loan Choices in Franklin, NJ

The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, without unnecessary hassle. Start by selecting one of three initial options to link with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

The USDA home loan, insured by the U.S. Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which demand a minimum of 3.5% upfront, USDA loans require no down payment.

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(513) 932-1414 Lender's profile and map Reviews Columbus First Bank 2 N. Broadway, Lebanon, OH, 45036 Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
(513) 932-3221 Lender's profile and map Reviews 1st National Bank 1160 E Main St, Lebanon, OH, 45036 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers
(419) 644-2361 Lender's profile and map Reviews Metamora State Bank 120 East Main Street, Metamora, OH, 43540 MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
(734) 234-0764 Lender's profile and map Reviews Giniel Financial Group, Inc 735 Victors Way, Ann Arbor, MI, 48108 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 743-1200 Lender's profile and map Reviews Franklin Mortgage Solutions 10 Fairway Dr, Springboro, OH, 45066 Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
(937) 748-5750 Lender's profile and map Reviews Kentwood Mortgage, Inc. 610 N. Main Street, Springboro, OH, 45066 Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
(734) 662-8200 Lender's profile and map Reviews University of Michigan Credit Union 340 E Huron Street, Suite 100, Ann Arbor, MI, 48104 UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
(734) 662-1600 Lender's profile and map Reviews Bank of Ann Arbor 125 S. Fifth Ave, Ann Arbor, MI, 48104 Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
(734) 741-5858 Lender's profile and map Reviews University Bank 2015 Washtenaw Avenue, Ann Arbor, MI, 48104 University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
(800) 498-0414 Lender's profile and map Reviews Traditional Bank 49 West Main Street, Mount Sterling, KY, 40353 Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.
(423) 783-1000 Lender's profile and map Reviews Andrew Johnson Bank 124 North Main Street, Greeneville, TN, 37743 At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
(423) 638-4154 Lender's profile and map Reviews Greeneville Federal Bank 101 W. Summer Street, Greeneville, TN, 37743 Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.