In 2025, the USDA loan limit for Upper-Montclair, located in the county of Essex, NJ, is $0, and the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and assess the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Upper-Montclair, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Upper-Montclair, NJ
Lendersa® focuses on securing you the ideal USDA or FHA loan with ease. Use one of three initial options for connecting with lenders and discovering suitable USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural areas, and unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.
Chain Bridge Bank, N.A. is a national bank and fiduciary services provider chartered under the Office of the Comptroller of the Currency. It serves businesses, organizations and individuals across the country, with an emphasis on commercial clients in the public affairs industries in the Washington, D.C. area.
GSEFCU can also put the “person” back in personal banking. Greater Salem Employees Federal Credit Union is a nonprofit, locally owned and operated by its members to encourage savings and to provide funds for members’ needs at competitive rates.Members participate in the GSEFCU by electing a Board of Directors, and these officers set credit union.
At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
