USDA Loan Vs. FHA loan for Upper-Montclair, NJ [ best of 2023]

In 2025, USDA loan limit in Upper-Montclair, county of Essex, NJ is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Upper-Montclair, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(510) 257-4020 2534 miles Lender's profile and map Reviews C&R Premier Funding 360 Yampa Way, Fremont, CA, 94539 At Calphia Realty, we want to empower people both clients and employees to achieve their dreams and goals. We strive to integrate business with a fulfilling life, motivated and a fun place to work. We've assembled a group of highly principled people who have demonstrated high standards of professionalism throughout their careers.
(510) 520-4232 2534 miles Lender's profile and map Reviews Icon Real Estate and Loans, Inc. 194 Francisco Lane, Suite 108, Fremont, CA, 94539 Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.
(408) 532-1278 2534 miles Lender's profile and map Reviews Pacificwide Real Estate & Mortgage 3005 Silver Creek Road, Suite 214, San Jose, CA, 95121 Pacificwide was created in February 2009 by Leon Le & Stanley Lieu, two successful senior engineers in Silicon Valley. We started with a few agents who had a strong passion for real estate & mortgage, and today Pacificwide has grown into a business with nearly 80 elite agents. We provide outstanding client counseling, education etc.
(707) 246-5778 2535 miles Lender's profile and map Reviews JA Lawson and Associates 2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591 JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
(707) 642-9840 2535 miles Lender's profile and map Reviews Security First Real Estate Finance 7263 Willow Creek Circle, Vallejo, CA, 94591 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(707) 720-4133 2535 miles Lender's profile and map Reviews Jyotsna M. Ramaiya 2591 Marshfield Road, Vallejo, CA, 94591 "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
(855) 500-7128 2535 miles Lender's profile and map Reviews PremierOne Credit Union 6640 Via Del Oro, San Jose, CA, 95119 At PremierOne Credit Union, we believe you should have complete peace of mind when it comes to your finances: a variety of financial products, convenience, financial security, and personalized service. PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in Santa Clara County.
(408) 604-8448 2535 miles Lender's profile and map Reviews Butler Home Loan - David Butler 151 Bernal Rd, Suite 2B, San Jose, CA, 95119 David Butler's company is not a bank. David don't work for the bank- David work for you. Because of that, David's highest priority is making sure we provide you with the best of what we have to offer both in pricing and service. David have been a mortgage loan originator in the bay area for over 25 years.
(408) 281-8383 2535 miles Lender's profile and map Reviews Community West Mortgage 6980 Santa Teresa Blvd, Suite 160, San Jose, CA, 95119 Community West Mortgage There are many advantages to having Community West Mortgage find you the right loan. The most important being that, for us, it's about people. You are a part of our community and we want nothing more than to help our community thrive. and also Community West Mortgage offers the following types of loans: VA, FHA, Convention
(408) 416-8260 2535 miles Lender's profile and map Reviews DIRECTQM, INC. 1310 Tully Road, Suite 103, San Jose, CA, 95122 We've been in business for more than 20+ years doing mortgages. Our motto: "We help clients get mortgage loans easier, cheaper and faster". We are so Professional and Stress free. Directqm, Inc. filed as a Articles of Incorporation in the State of California on Tuesday, March 13, 2018.