The USDA loan limit for Westville in Gloucester county, NJ, is $381,800 in 2025, whereas the FHA limit for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate the top USDA vs. FHA rates today. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding your decision in choosing the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you secure the optimal USDA or FHA loan promptly and with ease. Choose one of three initial paths that connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. While FHA loans typically require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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