USDA Loan Vs. FHA loan for Westville, NJ [Gloucester County ]

The USDA loan limit for Westville in Gloucester county, NJ, is $381,800 in 2025, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA vs. FHA rates today. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding your decision in choosing the best program for your financial needs in .

USDA and FHA Loan Choices in Westville, NJ

Lendersa® is dedicated to helping you secure the optimal USDA or FHA loan promptly and with ease. Choose one of three initial paths that connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in NJ

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. While FHA loans typically require a minimum of 3.5% down payment, USDA loans require no down payment at all.

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(205) 908-2993 Lender's profile and map Reviews Reverse Mortgage Alabama 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242 Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
(205) 236-5667 Lender's profile and map Reviews Gagliano Mortgage, Inc 4500 Valleydale Road, Suite F, Birmingham, AL, 35242 Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(205) 930-5000 Lender's profile and map Reviews Legacy Community Federal Credit Union 1400 South 20th Street, Birmingham, AL, 35255 Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
(256) 381-4800 Lender's profile and map Reviews Valley Credit Union, Alabama 200 E 6th Street, Tuscumbia, AL, 35674 Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
(205) 583-4654 Lender's profile and map Reviews Birmingham City Credit Union 708 N 17th Street, Birmingham, AL, 35203 In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
(205) 226-6800 Lender's profile and map Reviews APCO Employees Credit Union 750 17th Street North, Birmingham, AL, 35203 APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
(205) 326-5151 Lender's profile and map Reviews Regions Bank 1900 5th Ave N, Birmingham, AL, 35203 Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
(833) 233-0251 Lender's profile and map Reviews United Mortgage Group 2321 1st Ave North, Birmingham, AL, 35203 We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
(205) 320-4000 Lender's profile and map Reviews America's First Federal Credit Union 1200 4th Ave N, Birmingham, AL, 35203 America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
(205) 298-6391 Lender's profile and map Reviews AloStar Bank of Commerce 3595 Grandview Parkway, Suite 425, Birmingham, AL, 35243 Alostar Bank Of Commerce is a branch office of Alostar Bank Of Commerce. They provide the following services: Full Service Office Location and are located at 3595 Grandview Parkway, Suite 425 in Birmingham Alabama. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number
(205) 503-5000 Lender's profile and map Reviews SouthPoint Bank 3501 Grandview Parkway, Birmingham, AL, 35243 SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.